Understanding you is the heart of our business
At Hepburns, we recognise that true luxury is having peace of mind. With over 50 years of history in delivering bespoke insurance solutions, we have become the trusted insurance broker for private individuals and their families. Our private client insurance is tailored to the distinctive needs of our clientele, reflecting our commitment to understanding and serving you beyond the standard.
Our team of experts possesses in-depth knowledge of the clients we serve, endeavouring to protect your assets and afford you peace of mind. Unlike many traditional insurance providers, we recognise that our clients are far from ‘typical.’ As your independent adviser, we’re dedicated to designing bespoke policies that safeguard you, your home, your possessions, and your valuable cars or marine assets. This commitment ensures peace of mind through a single point of contact and, where possible, a unified renewal date for everything that matters most to you.
Personal service, built on long-lasting relationships
Living in the Channel Islands, your world is as unique as your wealth insurance needs. Whether you’re a lifelong Channel Islands resident or a high net worth resident relocating to Jersey, Guernsey, or Alderney, you’ll have a dedicated private client broker by your side. They’ll meticulously craft bespoke solutions to safeguard your cherished homes and belongings, one-of-a-kind collections, and prized vehicles. This personalised approach ensures every aspect of your life is shielded with peace of mind.
Protection with Hepburns means more to us than just insurance. It’s a commitment to understanding your needs and crafting solutions seamlessly integrating into your life, allowing you to focus on what truly matters.
Here for you if things go wrong
We recognise that making a claim is a stressful time for anyone and for us, it’s an opportunity to deliver on our promise at what is often a difficult time for our customers.
Our team of brokers will process your claim quickly and sympathetically, working with experienced suppliers who understand the complexities of repairing or replacing rare and unique belongings to find a solution that’s suitable for you.
Private Clients Services
We offer a wide range of customisable insurance for high net worth individuals, including:
Comprehensive coverage for your aircraft and crew. Your journey, fully protected.
Protect your diverse collection with insurance that understands value beyond price.
For cars that stand out, insurance that does too. Agreed Value, Transit Coverage, and more.
Your data deserves protection like your valuables. Comprehensive cover for all cyber risks.
From dental to optical, our health insurance plans are designed for your complete well-being.
Insurance for High Value Homes
From garden to jewellery, enjoy peace of mind with our bespoke high-value home insurance.
Insurance tailored for renovations, extensions, and all home projects. Your improvements, fully covered.
Protect your nautical dreams with bespoke marine insurance. From tall ships to leisure cruises.
Experience premium care and convenience with our tailored car insurance policies. Enjoy every journey, assured.
Expertly crafted insurance for every international property. Unlock possibilities with confidence.
Bespoke coverage for luxury travels and high value belongings. Travel with assurance.
Tailor-made insurance for luxury valuables and collections, offering replacement, repair, and value protection.
Our approach ensures that we meet the sophisticated requirements of our clients, providing luxury insurance solutions that go beyond traditional offerings. With Hepburns, rest assured that your lifestyle and assets are comprehensively protected, allowing you to enjoy the true essence of luxury—peace of mind.
